What If – Bulletin Board
Planning a Trip?
Question:
I am planning a trip to Australia after school ends this year, does my Member Card® ATM card work there?
Bailey
Answer:
Hi Bailey:
Australia, wow! What an adventure. Before confirming whether or not your MemberCard will allow you to access funds, we'll need to check your account type. Stop in and let's talk. Another thing to think about, your account may not include International ATM transactions as part of your service charge FREE transactions. You may be charged $3.00 per transaction. If we determine your card does work, don’t forget – security while using your card is paramount, protect your PIN at all times, try and use ATMs associated with banks, hotels, etc...
Still, before you go, come and see me for more detailed information on your account. You may also want to look into getting travellers cheques or a credit card. We can also talk about travel insurance options. While you are away. I am always available by email!
Student Loan Blues?
Question:
Man, this student loan feels like a never, never plan. What can I do so I feel like I'm making some headway?
Dave
Answer:
Hi Dave:
Right on for thinking to ask about this. We can take a look at your student loan with you and talk about some options - a line of credit or consolidating debt to give you a better interest rate and payment terms that work. We can also talk budgetting. Once you take the step to getting control of your debt you definitely feel like you're making progress.
I look forward to your email or call.
What's Up with my credit card?
Question:
I've been making the minimum payment on my credit card for months and I don't understand why my balance isn't going down. Even if I don't use the card for a month, I owe more than the month before. What's going on?
Ashleigh
Answer:
Hi Ashleigh:
This is a great question and a common one. Getting a handle on credit card debt will save you money in the long run - without question. Come see us to talk about budgetting and why your balance is not going down each month. We can look into qualifying you for a line of credit and talk about online banking so you can better track your expenses.
Give us a call, don't let that card take over.
KUDOS advisors are ready and able to help with all your financial questions. Drop us an email: info@sascukudos.com.
